What do I Have to Pay for at Closing?

Closing costs simply refer to the expenses and fees associated with the purchase of your home. 

In the excitement of deciding to purchase a home you may easily lose track of the fact that you are going to need to have some serious cash on hand for your closing costs. Many people make the mistake of only assuming they need the down payment money, and then they have to rush around town trying to come up with the cash for the closing costs.

Two of the main expenses you have to have on hand are inspection and appraisal. This expenses are incurred during the first part of the purchase process. Make sure you have money set aside for these.

Nonetheless, most of the expenses and fees are incurred right before sitting at the closing table. Is at this point when everything is put in place to give you the keys of your new home. 

But before that, here are the main expenses and fees that you need to budget for to have available at closing:

Closing Costs

877 Properties Found. Showing 1-12
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2668 Whisper Lakes Club Circle
Orlando, FL 32837
2668 Whisper Lakes Club Circle Orlando, FL 32837
1 of 28
$245,000
Subdivision: Whisper Lakes Unit 07
BEDS
3
BATHS
2
SQ.FT.
1,439
BUILT
1987
ON SITE
1Day
MLS
O5734475
This beautiful 3 bedroom, 2 bath with 2 car garage home in the desirable Whisper Lakes has been fully renovated with a brand new kitchen with new stainless steel appliances, top tier laminate...
10840 Inside Loop
Orlando, FL 32825
10840 Inside Loop Orlando, FL 32825
1 of 28
$381,916
Subdivision: Countrywalk Reserve
BEDS
5
BATHS
3
SQ.FT.
3,072
BUILT
2015
ON SITE
1Day
MLS
O5734934
Feast your eyes on this East Orlando 5 bedroom/3 full bathroom Estero Bay beauty! Built by Ryan Homes in 2015 includes granite counter tops in kitchen and bathrooms. Kitchen is equipped with...
000 Confidential Ave.
Kissimmee, FL 34743
000 Confidential Ave. Kissimmee, FL 34743
1 of 14
$269,900
Subdivision: N/A
BEDS
4
BATHS
3
SQ.FT.
2,294
BUILT
1994
ON SITE
1Day
MLS
S5007253
This Amazing home is a must see, Enjoy this spacious home, perfect for family living and entertaining. Entering the home you are greeted by a large living and dining area. wonderful living in this...
2401 S Shine Avenue
Orlando, FL 32806
2401 S Shine Avenue Orlando, FL 32806
1 of 34
$319,000
Subdivision: Flord King Sub
BEDS
3
BATHS
3
SQ.FT.
1,849
BUILT
2007
ON SITE
1Day
MLS
O5734652
Downtown Orlando 3 bedroom / 3 bathroom town home close to everything with a 2 car garage. Perfectly situated end unit makes its feel like a single family residence. Beautifully redone wood floors...
1440 Lake Highland Drive
Orlando, FL 32803
1440 Lake Highland Drive Orlando, FL 32803
1 of 18
$320,000
Subdivision: Mt Vernon Heights Add 01
BEDS
2
BATHS
1
SQ.FT.
1,394
BUILT
1946
ON SITE
1Day
MLS
O5734511
This stunning Parade of Homes Remodel Winner (2016) in the heart of Colonialtown is hands down the best bungalow on the block! Built in 1946 and completely remodeled with all the modern day...
10103 Shadow Creek Drive
Orlando, FL 32832
10103 Shadow Creek Drive Orlando, FL 32832
1 of 25
$350,000
Subdivision: La Vina Ph 02 B
BEDS
4
BATHS
3
SQ.FT.
2,881
BUILT
2004
ON SITE
1Day
MLS
S5007222
Lake Nona ~ Immaculate Waterfront Home Located in the Gated Community of Maribel! Featuring an Open and Spacious Floor Plan with 4 Bedrooms, 2.5 Baths, Formal Dining and LIving Rooms, Kitchen with...
1797 Soaring Heights Cir
Orlando, FL 32837
1797 Soaring Heights Cir Orlando, FL 32837
1 of 35
$334,980
Subdivision: Falcon Trace
BEDS
4
BATHS
3
SQ.FT.
2,819
BUILT
2000
ON SITE
1Day
MLS
S5007254
This immaculate 4 bedroom/3 baths /Den/3-car garage home sits on a corner lot. The home was recently painted on the outside and features a split floor plan, brand new wood floors in the main living...
3120 Stern Court
Kissimmee, FL 34743
3120 Stern Court Kissimmee, FL 34743
1 of 31
$268,000
Subdivision: Saratoga Park Ph 02
BEDS
4
BATHS
2
SQ.FT.
1,682
BUILT
2000
ON SITE
1Day
MLS
O5734437
Gorgeous Move in Ready Home awaits in the serene Kissimmee neighborhood of Saratoga. This property is a 4 bedroom 2 bath home built in 2000. At 1,682 sq. ft. it is spacious and features endless...
5215 Mystic Point Court
Orlando, FL 32812
5215 Mystic Point Court Orlando, FL 32812
1 of 12
$217,300
Subdivision: Mystic At Mariners Village
BEDS
4
BATHS
2
SQ.FT.
1,845
BUILT
1993
ON SITE
1Day
MLS
O5734962
Take a look today and see if this will be your new investment. This 4 bedroom 2 bath home features an open floor plan, vaulted ceilings, lots of windows and large kitchen. it will take some elbow...
514 Raehn Street
Orlando, FL 32806
514 Raehn Street Orlando, FL 32806
1 of 30
$485,000
Subdivision: Lancaster Heights
BEDS
4
BATHS
2
SQ.FT.
1,635
BUILT
1949
ON SITE
1Day
MLS
O5734907
Delaney Park POOL home. Interior features refinished hardwood floors, wood burning fireplace, split bedroom plan. Recently redone kitchen has quartz counters, stainless steel appliances including gas...
4038 Shorecrest Drive
Orlando, FL 32804
4038 Shorecrest Drive Orlando, FL 32804
1 of 41
$849,900
Subdivision: Biltmore Shores Sec 02
BEDS
3
BATHS
3
SQ.FT.
2,471
BUILT
1953
ON SITE
2Days
MLS
O5734551
Dreams to own a lakefront home do come true! Such a fabulous opportunity to have a large over sized waterfront lot this close to downtown Orlando. When you open the door to this beautiful home you...
5683 Sycamore Canyon Drive
Kissimmee, FL 34758
5683 Sycamore Canyon Drive Kissimmee, FL 34758
1 of 12
$200,000
Subdivision: Blackstone Landing Ph 03
BEDS
4
BATHS
2
SQ.FT.
1,874
BUILT
2009
ON SITE
2Days
MLS
O5734597
This is the bargain you have been looking for! Carpet and paint will make this Maronda built home feel new again. Enjoy the privacy of having NO REAR NEIGHBORS! The cooler weather is coming and...

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