What do I Have to Pay for at Closing?

Closing costs simply refer to the expenses and fees associated with the purchase of your home. 

In the excitement of deciding to purchase a home you may easily lose track of the fact that you are going to need to have some serious cash on hand for your closing costs. Many people make the mistake of only assuming they need the down payment money, and then they have to rush around town trying to come up with the cash for the closing costs.

Two of the main expenses you have to have on hand are inspection and appraisal. This expenses are incurred during the first part of the purchase process. Make sure you have money set aside for these.

Nonetheless, most of the expenses and fees are incurred right before sitting at the closing table. Is at this point when everything is put in place to give you the keys of your new home. 

But before that, here are the main expenses and fees that you need to budget for to have available at closing:

Closing Costs

1619 Properties Found. Showing 1-12
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421 Ruth Street
Longwood, FL 32779
421 Ruth Street Longwood, FL 32779
1 of 11
$336,550
Subdivision: West Brantley Lake Road Heights
BEDS
4
BATHS
3
SQ.FT.
2,608
BUILT
1965
ON SITE
1Day
MLS
O5785795
Investment opportunity available. This ranch home offers 4 bedrooms, 2.5 baths, great room and living room with fireplace, separate dining room, tile and wood laminate flooring, screen patio and...
1207 Royal Saint George Dr
Orlando, FL 32828
Open House
1207 Royal Saint George Dr Orlando, FL 32828
1 of 21
$315,000
Subdivision: Kensington At Eastwood
BEDS
4
BATHS
3
SQ.FT.
2,550
BUILT
1999
ON SITE
1Day
MLS
O5785648
4 bedroom 3 full bathroom home with 2550 square feet of living space in the gated golf course community of The Preserve at Eastwood. New Roof 2015, New AC 2018. The home faces conservation space...
6636 Hiawassee Meadows Drive
Orlando, FL 32818
6636 Hiawassee Meadows Drive Orlando, FL 32818
1 of 24
$210,000
Subdivision: Hiawassee Meadows Ph 01
BEDS
3
BATHS
2
SQ.FT.
1,235
BUILT
1987
ON SITE
1Day
MLS
O5785798
Move in ready! This fantastic tastefully remodeled home is ready to be yours. Located in the quiet community of Hiawassee Meadows, it is close enough to anything you could ever want, and still...
915 Windway Circle
Kissimmee, FL 34744
915 Windway Circle Kissimmee, FL 34744
1 of 15
$215,999
Subdivision: Windsong
BEDS
3
BATHS
2
SQ.FT.
1,744
BUILT
1987
ON SITE
1Day
MLS
O5783827
Come see this oversized lot home located within minutes of shopping, airport, and businesses. The home is tiled throughout the whole home and its in the process of having a NEW ROOF install. The home...
8118 Castinango Street
Orlando, FL 32817
8118 Castinango Street Orlando, FL 32817
1 of 17
$189,900
Subdivision: Sun Haven
BEDS
3
BATHS
1
SQ.FT.
1,205
BUILT
1960
ON SITE
1Day
MLS
O5785342
This move-in ready home features 3 bedrooms, 1 full bath and has been beautifully renovated! New luxury vinyl plank has been run throughout the home. The kitchen has plenty of storage finished with...
3203 Queen Alexandria Drive
Kissimmee, FL 34744
3203 Queen Alexandria Drive Kissimmee, FL 34744
1 of 41
$259,900
Subdivision: Raintree Ph 02
BEDS
3
BATHS
2
SQ.FT.
1,799
BUILT
2011
ON SITE
1Day
MLS
S5018203
Your Family is all that's needed to fill this home which has three bedrooms and two baths, a double garage which is fenced on an oversized lot. Enjoy this property in a gated community with two...
2101 Pekoe Court
Clermont, FL 34714
2101 Pekoe Court Clermont, FL 34714
1 of 12
$290,000
Subdivision: Greater Groves Ph 08
BEDS
4
BATHS
3
SQ.FT.
2,023
BUILT
2000
ON SITE
1Day
MLS
O5785797
Very nice home located at the end of the street, back yard is enclosed by bushes and very private. The inside has been well maintained and is offered fully furnished. Currently being used as a...
3648 Seneca Club Loop #45
Orlando, FL 32808
3648 Seneca Club Loop #45 Orlando, FL 32808
1 of 17
$160,000
Subdivision: Westwood Community
BEDS
2
BATHS
2
SQ.FT.
1,147
BUILT
2017
ON SITE
1Day
MLS
O5785518
Whether you are a first-time home buyer or looking for an investment property your search stops here. This immaculate property was recently built by DR Horton and its nestled in the heart of Orlando....
922 Orchid Drive
Davenport, FL 33897
922 Orchid Drive Davenport, FL 33897
1 of 8
$149,000
Subdivision: Island Club West Ph 02
BEDS
4
BATHS
3
SQ.FT.
1,748
BUILT
2003
ON SITE
1Day
MLS
S5014974
AS IS!!!This townhouse of 4/3 would be ideal as a primary residence or investment. Community is conveniently located 15 minutes from Disney parks. Buyer responsible for $5000 HOA one-time capital...
1621 Grand Oak
Apopka, FL 32703
1621 Grand Oak Apopka, FL 32703
 
$394,900
Subdivision: Sheeler Oaks Ph 1
BEDS
4
BATHS
2
SQ.FT.
2,450
BUILT
1985
ON SITE
1Day
MLS
O5785701
An absolute stunner! Completely renovated 4 bedroom, 2 bathroom home. Come home to this bright, sunny and welcoming home. A Formal dining area and living room, a family room with fireplace PLUS a...
000 Confidential Ave.
Winter Garden, FL 34787
000 Confidential Ave. Winter Garden, FL 34787
1 of 17
$210,000
Subdivision: N/A
BEDS
2
BATHS
3
SQ.FT.
1,347
BUILT
2004
ON SITE
1Day
MLS
O5785755
This is a highly sought after model in the popular Daniel's Landing neighborhood is located in desirable Winter Garden. You are close to the Winter Garden Village and quaint Downtown Winter Garden....
125 Secluded Oak Court
Davenport, FL 33896
125 Secluded Oak Court Davenport, FL 33896
1 of 12
$223,900
Subdivision: Thousand Oaks Ph 1
BEDS
4
BATHS
3
SQ.FT.
1,865
BUILT
1998
ON SITE
1Day
MLS
T3175334
This affordable home has a POOL & SPA! The open floor plan is perfect for both entertaining & everyday living. The kitchen has plenty of storage and work space too! French doors will take you from...

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